Unlock the Secrets to Homeownership—Even If You’ve Been Denied Before!
Self-Employed? Get Approved Without W2s or Tax Returns!
Tailored mortgage solutions for entrepreneurs, freelancers, and independent earners.
Here’s how we help you get approved:
✅ Use 12-month personal or business bank statements— no tax returns required
✅ Accepts 1099s and P&L statements
✅ Loan amounts up to $3M
✅ Credit score starting at 660
✅ Down payment as low as 10%
✅ DTI up to 55%
✅ Must be in business at least 1 year
✅ Choose between personal or business income reporting
Who qualifies?
📌 Entrepreneurs, doctors, lawyers, entertainers, travel nurses, truck drivers, hairstylists, rideshare drivers — anyone with non-traditional income.
At Prime Legacy Mortgage, we understand your income may not come with a W2 — and that’s perfectly okay with us.
What our customers say about us!
Jeffrey Graham
Ms Benson and her team did an awesome job to help secure my dream home!!! They were prompt and very responsive if I had any questions. This will be my 3rd home purchase and this one was the worst. I was rejected by 4 other lenders and Prime had me closed in 21 days. Working with her and her team was worth the other 4 previous lenders just to be able to work with excellence
Isha Graves
I would like to give a shout out to the whole team of Prime Legacy…Quanyatta, Osharia and Lakeisia, just to name a few! Team work makes the dream work and they live by that model! Everyone was professional, friendly, kind and patient with me! Very good communication skills! Without them and God, I wouldn’t be a homeowner today. I am very pleased with this mortgage company and will most likely refer them to others!
Pauline Blankson
Ms. Benson is the most kindhearted, helpful and understanding mortgagor. She treats me like her mother. Many times when I felt like giving up she encouraged me stating that "giving up is not an option."
Ms. Benson and her staff deserve kudos for the excellent work they are doing in helping low and middle income earners to acquire housing.
We’d Love to Stay Connected!
About Us
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 2133534 Personal NMLS: 65558
Contact Us
2330 Scenic Highway South Ste. 222
Snellville, GA 30078
Phone: (678)439-1166
